TLC Dental Payment Plans
TREATMENT INVESTMENT OPTIONS
TLC Dental Payment Plans
Spreading your treatment investment over time, so the right decision for your health does not have to wait.
Couture Implant Centre has partnered with Total Lifestyle Credit (TLC) to offer flexible payment plan options for patients across Melbourne and Victoria.
TLC can fund treatment investments from $2,000 to $70,000, with repayment terms of up to 84 months and no upfront or hidden fees. The entire process is managed privately and professionally by TLC’s specialist consultants.
Call us on 03 8338 4377 to discuss your options.
PAYMENT PLAN FEATURES
Flexible Funding for Your Treatment
Funding from $2,000 to $70,000
TLC can fund the full range of treatment investments, including all dental fees and associated out-of-pocket expenses.
Repayment terms of up to 84 months
Spread your repayments to suit your personal circumstances, with terms available from 36 to 84 months.
No upfront or hidden fees
Your weekly repayment covers everything. There are no application fees or charges to get started.
Privately managed by specialists
The entire process is managed directly by TLC’s dedicated consultants, not through the practice. Your financial information stays between you and TLC.
No early payout charges
You are free to repay your plan ahead of schedule without incurring any additional charges.
Additional repayments accepted
Any extra repayments or rebates can be applied directly to your plan at no additional charge, reducing your balance or term.
ELIGIBILITY
A Wide Range of Applicants Welcome
TLC is designed to be accessible to patients across a range of financial and employment situations. You may be eligible if you are:
- Employed full-time, part-time or as a casual worker (minimum three months in your current role)
- Self-employed (most recent personal tax return required)
- Under 25 without an established credit history
- An applicant with minor credit defaults
- A parent applying on behalf of a dependent receiving treatment
- A family member applying on behalf of the patient
- Receiving Centrelink income, including single parent, carer, disability or veteran payments (treatment investments up to $5,000)
Income verification is required for all applications. TLC will sight recent payslips, a current Centrelink statement or a personal tax return, depending on your circumstances.
INDICATIVE REPAYMENTS
Treatment Investment and Weekly Repayment Guide
The table below provides indicative weekly repayment amounts based on TLC’s standard payment terms. These figures are a guide only. Your actual repayment will be confirmed by TLC following a full credit and financial assessment based on your personal circumstances.
| Treatment Investment | Indicative Weekly Repayment | Term |
| $2,000 | From $25 per week | 36 months |
| $2,500 | From $30 per week | 36 months |
| $3,500 | From $40 per week | 36 months |
| $5,000 | From $30 per week | 60 months |
| $6,000 | From $35 per week | 60 months |
| $7,000 | From $45 per week | 60 months |
| $8,000 | From $55 per week | 60 months |
| $10,000 | From $70 per week | 60 months |
| $20,000 | From $125 per week | 60 months |
| $25,000 | From $135 per week | 60 months |
| $30,000 | From $160 per week | 60 months |
| $35,000 | From $180 per week | 60 months |
| $40,000 | From $175 per week | 84 months |
| $45,000 | From $195 per week | 84 months |
| $50,000 | From $220 per week | 84 months |
| $55,000 | From $240 per week | 84 months |
| $60,000 | From $265 per week | 84 months |
| $65,000 | From $285 per week | 84 months |
| $70,000 | From $305 per week | 84 months |
Figures are indicative only and should be used as a guide. Figures from $5,000 to $35,000 are based on 60-month terms. Figures from $40,000 to $70,000 are based on 84-month terms. Speak with TLC directly for a personalised quote based on your individual circumstances. Total Lifestyle Credit, Australian Credit Licence 509691.
Download Our Price List
Curious about the costs associated with our services? Click here to download our price list.
QUESTIONS ABOUT TLC
Frequently Asked Questions
What does TLC cover?
TLC can fund your treatment investment, including all dental fees and any associated out-of-pocket expenses such as consultations, imaging and related clinical costs.
Is there an interest rate?
Yes. TLC’s interest rate is assessed individually based on your credit and financial circumstances. Rates are competitive for the medical segment, and interest is charged only to the term you select, meaning a shorter repayment term reduces the total amount paid.
Are there any upfront or hidden fees?
No. There are no upfront or hidden fees. Your weekly repayment covers everything.
Can I make additional repayments?
Yes. Any additional repayments or rebates can be applied directly to your plan at no extra charge, reducing your total balance or remaining term.
How do I apply?
You can apply online using the button on this page. TLC’s consultants manage the entire process privately and will contact you following their assessment.
What proof of income do I need to provide?
Requirements vary depending on your employment circumstances:
- Employed: two recent payslips
- Self-employed: most recent personal tax return
- Centrelink recipients: most recent Centrelink statement
Can a family member apply on behalf of a patient?
Yes. Parents and family members can apply on behalf of a patient receiving treatment, subject to TLC’s standard eligibility and assessment criteria.
How long does the assessment take?
TLC’s consultants will be in touch following receipt of your application. The team manages the process efficiently and will keep you informed of your outcome.
READY TO GET STARTED?
Apply with TLC Today
Speak directly with TLC’s consultants for a personalised quote, or apply online now. For questions about your treatment plan, our team is here to help.
Download Our Price List Reserve Your Complimentary Consultation Call 03 8338 4377
Dr Fong Yong (DEN0001023817), Registered Dental Practitioner
Total Lifestyle Credit, Australian Credit Licence 509691
Speak with TLC directly for a quote based on your personal circumstances and for full terms and conditions. A full credit and financial assessment must be completed prior to acceptance of any offer.
Repayment figures are indicative only and should be used as a guide. Actual repayments will vary depending on your approved credit limit, selected term and applicable interest rate.
This information is general in nature. Individual results vary. Please consult with a qualified dental professional to determine your suitability for treatment. All surgical procedures carry risks.
