TLC Dental Payment Plans
Treatment Investment Options
Spreading your treatment investment over time, so the right decision for your health does not have to wait.
Couture Implant Centre™ has partnered with Total Lifestyle Credit (TLC) to offer flexible payment plan options for patients across Melbourne and Victoria.
TLC can fund treatment investments from $2,000 to $70,000, with repayment terms of up to 84 months and no upfront or hidden fees. The entire process is managed privately and professionally by TLC’s specialist consultants.
Disclaimer: Images are for illustrative purposes only. Individual results and patient outcomes may vary.

Flexible Funding for Your Treatment
Funding from $2,000 to $70,000
TLC can fund the full range of treatment investments, including all dental fees and associated out-of-pocket expenses.
Repayment terms of up to 84 months
Spread your repayments to suit your personal circumstances, with terms available from 36 to 84 months.
No upfront or hidden fees
Your weekly repayment covers everything. There are no application fees or charges to get started.
Privately managed by specialists
The entire process is managed directly by TLC’s dedicated consultants, not through the practice.
A Wide Range of Applicants Welcome
TLC is designed to be accessible to patients across a range of financial and employment situations. You may be eligible if you are:
- Employed full-time, part-time or as a casual worker (minimum three months in your current role)
- Self-employed (most recent personal tax return required)
- Under 25 without an established credit history
- An applicant with minor credit defaults
- A parent applying on behalf of a dependent receiving treatment
- A family member applying on behalf of the patient
- Receiving Centrelink income (including single parent, carer or disability support)
Three Steps to Get Started
Download our treatment fee guide
Review the full range of treatment options and investment levels available at Couture Implant Centre™.
Reserve your complimentary consultation
Meet with Dr Fong Yong to discuss your clinical needs and confirm your treatment plan.
Apply directly with TLC
Apply online in minutes. TLC’s consultants manage the assessment privately and will contact you with an outcome.
Indicative Repayments
The table below provides indicative weekly repayment amounts based on TLC’s standard payment terms. These figures are a guide only. Your actual repayment will be confirmed by TLC following a full credit and financial assessment based on your personal circumstances.
Figures are indicative only and should be used as a guide. Figures from $5,000 to $35,000 are based on 60-month terms; figures from $40,000 to $70,000 are based on 84-month terms. Speak with TLC directly for a personalised quote based on your individual circumstances. Total Lifestyle Credit, Australian Credit Licence 509691.

Download Our Price List
Curious about the costs associated with our services? Click here to download our price list.
Frequently Asked Questions
What does TLC cover?
TLC can fund your treatment investment, including all dental fees and any associated out-of-pocket expenses such as consultations, imaging and related clinical costs.
Is there an interest rate?
Yes. TLC’s interest rate is assessed individually based on your credit and financial circumstances. Rates are competitive for the medical segment, and interest is charged only to the term you select, meaning a shorter repayment term reduces the total amount paid.
Are there any upfront or hidden fees?
No. There are no upfront or hidden fees. Your weekly repayment covers everything.
Can I make additional repayments?
Yes. Any additional repayments or rebates can be applied directly to your plan at no extra charge, reducing your total balance or remaining term.
How do I apply?
You can apply online using the button on this page. TLC’s consultants manage the entire process privately and will contact you following their assessment.
What proof of income do I need to provide?
Requirements vary depending on your employment circumstances. Employed: two recent payslips. Self-employed: most recent personal tax return. Centrelink recipients: most recent Centrelink statement.
Can a family member apply on behalf of a patient?
Yes. Parents and family members can apply on behalf of a patient receiving treatment, subject to TLC’s standard eligibility and assessment criteria.
How long does the assessment take?
TLC’s consultants will be in touch following receipt of your application. The team manages the process efficiently and will keep you informed of your outcome.

Ready to Get Started?
Apply with TLC today. Speak directly with TLC’s consultants for a personalised quote, or apply online now. For questions about your treatment plan, our team is here to help.

